Harry and David Review

Harry & David Storefront

Harry and David is an online gift retailer, where you can find something tasty for you or anybody else you love. The company focuses on high quality gourmet ingredients and sustainable methods of farming because the environmental impact is very important to them. If you ever find yourself in the market for a gift basket, know that you will never be disappointed with Harry and David’s creations.

The company offers various edible arrangements, although is best known for fruit and cheese selection. You can find baskets with sweet treats, cakes, meats, fruit, snacks, wines, smoked meats, and even flowers. Variety is one area where Harry and David are hard to beat.

What kids of items can baskets be made with?

Variety is definitely the strong side for Harry and David. All items are hand-picked, baskets are always filled up to the brim, and most items are made in Oregon. Manufacturers and place of origin are always written on the labels.

Harry and David have a few fruit manufacturers, whose agricultural practices they support. The company owns its own pear farm, where they grow famous Royal Riviera pears.

There are no non-edible baskets at Harry and David’s, which is by design as the company specializes in gourmet gifts and customers expect nothing less from them.

Can the baskets be customized?

Absolutely and this feature again sets Harry and David apart from others. You can’t build or design your own basket from start to finish, but you are welcome to have plenty of add-ons. All baskets can be upgraded and made bigger. You can add items from “Add Something Special” menu available with almost all baskets. Most customers add chocolate, wine, and special candy.

Swapping of ingredients is not available, but with all amazing products nobody even needs that.

What themes can you choose from?

Baskets are organized by category, and every category has dozens of options. Themed baskets include graduation, anniversary, congratulations, birthdays, housewarming, baby, and many others.

Holiday themes are very popular, so you can find plenty of choices for Halloween with orange colors, spooky cookies, and popcorn mixes. Christmas is always big at Harry and David’s with baskets filled with gourmet snacks, wine, fruit, and cakes.

Harry & David Christmas Gift Baskets

The baskets are perfect expressions of sentiments:

You can find baskets tailored for women, men, special pricing, organic diets, kosher gifts, vegan, sugar-free, and many different options.

Are Harry and David’s baskets good for corporate and business gifting?

Yes, the company receives so many such gift requests that they even have a specialist on standby ready to help you create the perfect basket. You can do all the choosing yourself with the help of categories:

Harry and David can create a custom card for business baskets with company stationary for unified look. Corporate gifts can be ordered online any time, but it is recommended to order big ones in advance. Business Gift specialist on staff can help you create a gifting plan if needed. If you have large business orders, the best way to get them fulfilled and get discounts is going through the specialist, not online.

Harry & David Tower Of Treats

How would you rate the prices?

Harry and David cater to all needs and all budgets, so it’s not uncommon to find gift baskets for under $30 and over $150. Unlike many competitors, these baskets get filled up to the brim, so you will get a lot of bang for your money.

Often times the company is holding various sales, holiday specials, and coupons for up to 20% off.

These are some of the most pricing categories:

How is shipping and delivery handled?

The shipping rates are some of the most affordable in the business. Most baskets cost $7.99 to ship, with larger ones, above $180 – 10% of their value. Standard shipping takes 4-7 days with products traveling in refrigerated trucks. Shipping rates are always displayed next to baskets.

You can also get expedited shipping for a little extra:

Harry and David ship to Canada, US Territories, a few other countries, and deliver baskets to military service members overseas. Some states have strict rules for alcoholic beverages, so wine can’t be shipped to all states.

What kind of packaging do Harry and David offer?

Packaging and decorations always match the theme of the basket. Holiday baskets aree decorated with red, green, golden color ribbons, packaging, and baskets themselves. You can see how the baskets look by zooming on the pictures while shopping. The company is very proud to send baskets looking exactly as in the pictures.

Harry & David Gift Baskets

You can also select a greeting card of your choice and send an email announcement to the recipient about the upcoming basket.

What is their return policy?

The company is very serious about your satisfaction and will work tirelessly to make it right. Sometimes baskets with fruit can get delayed because of weather or crop circumstances, but you will be notified about these cases.

Customer service is very responsive to whatever issue or question you may have. You can contact them via phone, email, and also look for answers in their big section for FAQs.

What are some of the pros?

What are some cons?

Overall, Harry and David offer amazing products and service, the company is reliable and caters to all kinds of budgets. We think it’s one of the best options for ordering edible gift baskets online for whatever needs you may have.

Harry and David Review

Harry & David Storefront

Harry and David is an online gift retailer, where you can find something tasty for you or anybody else you love. The company focuses on high quality gourmet ingredients and sustainable methods of farming because the environmental impact is very important to them. If you ever find yourself in the market for a gift basket, know that you will never be disappointed with Harry and David’s creations.

The company offers various edible arrangements, although is best known for fruit and cheese selection. You can find baskets with sweet treats, cakes, meats, fruit, snacks, wines, smoked meats, and even flowers. Variety is one area where Harry and David are hard to beat.

What kids of items can baskets be made with?

Variety is definitely the strong side for Harry and David. All items are hand-picked, baskets are always filled up to the brim, and most items are made in Oregon. Manufacturers and place of origin are always written on the labels.

Harry and David have a few fruit manufacturers, whose agricultural practices they support. The company owns its own pear farm, where they grow famous Royal Riviera pears.

There are no non-edible baskets at Harry and David’s, which is by design as the company specializes in gourmet gifts and customers expect nothing less from them.

Can the baskets be customized?

Absolutely and this feature again sets Harry and David apart from others. You can’t build or design your own basket from start to finish, but you are welcome to have plenty of add-ons. All baskets can be upgraded and made bigger. You can add items from “Add Something Special” menu available with almost all baskets. Most customers add chocolate, wine, and special candy.

Swapping of ingredients is not available, but with all amazing products nobody even needs that.

What themes can you choose from?

Baskets are organized by category, and every category has dozens of options. Themed baskets include graduation, anniversary, congratulations, birthdays, housewarming, baby, and many others.

Holiday themes are very popular, so you can find plenty of choices for Halloween with orange colors, spooky cookies, and popcorn mixes. Christmas is always big at Harry and David’s with baskets filled with gourmet snacks, wine, fruit, and cakes.

Harry & David Christmas Gift Baskets

The baskets are perfect expressions of sentiments:

You can find baskets tailored for women, men, special pricing, organic diets, kosher gifts, vegan, sugar-free, and many different options.

Are Harry and David’s baskets good for corporate and business gifting?

Yes, the company receives so many such gift requests that they even have a specialist on standby ready to help you create the perfect basket. You can do all the choosing yourself with the help of categories:

Harry and David can create a custom card for business baskets with company stationary for unified look. Corporate gifts can be ordered online any time, but it is recommended to order big ones in advance. Business Gift specialist on staff can help you create a gifting plan if needed. If you have large business orders, the best way to get them fulfilled and get discounts is going through the specialist, not online.

Harry & David Tower Of Treats

How would you rate the prices?

Harry and David cater to all needs and all budgets, so it’s not uncommon to find gift baskets for under $30 and over $150. Unlike many competitors, these baskets get filled up to the brim, so you will get a lot of bang for your money.

Often times the company is holding various sales, holiday specials, and coupons for up to 20% off.

These are some of the most pricing categories:

How is shipping and delivery handled?

The shipping rates are some of the most affordable in the business. Most baskets cost $7.99 to ship, with larger ones, above $180 – 10% of their value. Standard shipping takes 4-7 days with products traveling in refrigerated trucks. Shipping rates are always displayed next to baskets.

You can also get expedited shipping for a little extra:

Harry and David ship to Canada, US Territories, a few other countries, and deliver baskets to military service members overseas. Some states have strict rules for alcoholic beverages, so wine can’t be shipped to all states.

What kind of packaging do Harry and David offer?

Packaging and decorations always match the theme of the basket. Holiday baskets aree decorated with red, green, golden color ribbons, packaging, and baskets themselves. You can see how the baskets look by zooming on the pictures while shopping. The company is very proud to send baskets looking exactly as in the pictures.

Harry & David Gift Baskets

You can also select a greeting card of your choice and send an email announcement to the recipient about the upcoming basket.

What is their return policy?

The company is very serious about your satisfaction and will work tirelessly to make it right. Sometimes baskets with fruit can get delayed because of weather or crop circumstances, but you will be notified about these cases.

Customer service is very responsive to whatever issue or question you may have. You can contact them via phone, email, and also look for answers in their big section for FAQs.

What are some of the pros?

What are some cons?

Overall, Harry and David offer amazing products and service, the company is reliable and caters to all kinds of budgets. We think it’s one of the best options for ordering edible gift baskets online for whatever needs you may have.

Rodd & Gunn Annual Sale is Happening Now

What is Rodd & Gunn?

Rodd & Bunn

If you are anything like me, you probably have never heard of this men’s fashion retailer from New Zealand, most likely because they are not very cheap and not readily available everywhere you go. Once you open their website, you immediately see rugged New Zealand landscape in pictures and equally rugged good looking models wearing rustic but elegant shirts, pants, and jackets.

Rodd & Gunn Promotion Deals

Rodd & Gunn is all about high quality of every piece of clothing they sell with design inspired by New Zealand’s mountains and lakes. The first company store was opened in 1987, but the brand has been known since 1946. All this time to this day the style remained classic and universal with modern and changing with time elements.

Rodd & Gunn Shoe Coupon

People who buy from Rodd & Gunn most likely live a life of wealth, relaxation, unity with nature, and high standards they follow themselves and expect from others. Styles of men’s fashion at Rodd & Gunn change with every season, but what remains constant is quality, luxurious materials, and attention to detail.

Rodd&Gunn Outerwear Coupon

I browsed their selection online for a while and decided that I can see my husband in every one of their products. He loves clothes that last for a long time because he never throws anything away. The problem we run into is that most of his clothes are worn out and thus should’ve been retired long ago. I imagine wearing out like that wouldn’t happen with Rodd & Gunn merchandise.

Rodd & Gunn Clothing Sale

I also wanted to find out where I could shop and see clothes in person, to touch them before spending the money without having to go to New Zealand. It turns out the retailer has stores in almost every state, with plenty in California, the closest to me being in Fashion Island in Newport Beach, which I visited right away. I travel for Georgia frequently and saw that there is one store in Atlanta, in case I decide to buy my husband a gift to bring home.

Choose Rodd&Gunn Clothing

The stores are designed to feel like lodges somewhere in the wild, with wooden interior and a bar outside. Once you walk in, you are greeted with New Zealand-like atmosphere and tranquility. It’s not too many people even during great sales, like the current Winter Sale. The sale is amazing and works online and in stores – you can get 25% off all sales styles. I can’t imagine a better time to shop at Rodd & Gunn than now! There are some ongoing deals from time to time, but few match Winter Sale prices.

Rodd & Gunn Sale Discount

What catches my eyes the most are classic polos, long sleeve shirts, and jackets. I know I can easily find what my husband likes and make him a surprise that he won’t forget for a long time. Pants and jeans look amazing on the models too, but I would be afraid to buy them without my husband trying them first.

Rodd & Gunn Guarantee

I like the fact that the store is not ginormous like Macy’s and Nordstrom, where one can get lost for hours. At Rodd & Gunn there are designated areas for shirts, sweaters, Italian leather shoes, polo shirts, jackets, outwear, and accessories. I love the fact that I can find everything I need without walking too much. There are New Zealand pictures on the walls to complete the atmosphere and give the store distinguished character.

Rodd & Gunn Accessories Deals

I have been a longtime lover of Macy’s and Nordstrom. I will still remain their customer, even after discovering Rodd & Gunn, but I am happy to have found something new for my husband, whom I do all the shopping for anyway. He reached the age when Banana Republic and Abercrombie just don’t cut it anymore.

Rodd & Gunn Sale

Macy’s has plenty of offers and good deals, but the store is just big and lately, quite empty. Shopping online is great and I do that a lot, but for some reason I always wait for major sales, like Black Friday and Christmas. I know that the retailer is going through tough times and looking for ways to innovate, so I will always support them, but it’s nice to branch out sometimes, especially when I discover something of such quality and style as Rodd & Gunn offers, which is not sold at Macy’s.

Rodd & Gunn 25% OFF Coupon

Nordstrom is another favorite of mine, but again, it’s big and carries so many different brands and designers that sometimes I get tired just from thinking about shopping for my husband there. I am a loyal customer though and get great savings with points, probably even more than I can at Rodd & Gunn, but for some reason I am tempted to look for something new. Good news about Nordstrom is that you can find some Rodd & Gunn merchandise there. The selection is definitely smaller than I saw at the Rodd & Gunn store, but it’s better than nothing. To my surprise, there were sales on some items too, and quite significant, up to 50%, but it was not as large as the Winter Sale event. I think it’s probably last season’s collection, but everything was new to me and I liked those discounted prices.

Rodd & Gunn 25% OFF Discount

Neiman Marcus is another high end retailer where you can find some Rodd & Gunn clothes, but more expensive than at Nordstrom, with even fewer sales. Some pants and shirts were on sale, about ½ off, but I would say that only about 20% off all selection featured those discounts.

Rodd & Gunn Coupons

So the best place to buy Rodd & Gunn products is at their stores or online. I love that everything you buy online is always shipped for free and returns are also free. Every piece of clothing has 2 year warranty, which is very good in retail world. I enjoyed their size guide and how easy to use it was. Finally, store employees were knowledgeable and extremely helpful, which I kind of expected from a retailer like that.

Rodd&Gunn Shoe Sale

All in all, I am very happy finding Rodd & Gunn and helping my husband look good. After all, he has to be presentable next to me and for me, right?

 

Best Ways to Order from Costco

Costco Coupons 20off

Most of us understand the draw and the hold Costco has on people. It’s those huge packages, good prices, free samples, and that rotisserie chicken that has us coming back for more. There is one obstacle though – you need to have a membership to shop there. You can also tag along a friend, who is a member, but how convenient is that?

The best solution for this Costco shopping problem is Instacart. Yes, the company can and will go to Costco for you. They will cover the membership for you and deliver all for just $5.99 delivery fee. This small fee can get you those Margaritas, huge bottles of conditioner, and boxes of fruit to keep you at home and happy during the COVID-19 pandemic. No promise on paper products though, as all grocers are still struggling to get those supplies in stores.

Instacart is not available everywhere, but it is working in all major metropolitan areas. If you live where it is available, there are still a few things to keep in mind. While the $5.99 fee is not a very big deal, if you desire to shop at Costco once a month or more often, it will add up, so getting Costco membership will make a better financial sense. Costco membership is $55 per year, thus spending over $366 per year will justify your membership completely. $366 is what you need to spend to have your 2% cash back cover the $55 membership fee.

Costco Membership Promo

Instacart is also charging 15% on store prices, at least on some items, so you have to calculate that in as well. Given all this info, if you just want to buy something at Costco once in 6 months, Instacart might be a good option. Otherwise, get the membership. Trust us – it’s hard to leave Costco without spending $300 each time, let alone per year.

Instacart is offering membership too for $149 year. This would give you free deliveries, but they will still charge 15% extra for some products. This option is great for some people who live alone, in small places without much storage space, and want to load up on non-perishables just a few times a year, without worrying about paying Costco membership.

If you are interested in Instacart delivery from Costco, here are a few useful facts:

Costco Coupon

Costco Delivery

 

Best ALDI Saving Tips

Aldi vs Walmart Coupons

Aldi is going toe to toe with Walmart for the lowest grocery prices and that should tell a lot already.

ALDI Shopping Racks

Coupons are not big at Aldi, but thrifty shopping is fully on there as long as you know what to expect and how to go about meeting your budget. Let us help you:

Aldi Finds section

This section is where some of the best deals hide and go pretty fast. Visit it on Wednesday or Sunday mornings, right after restocking.

Aldi Promo Codes

No coupons

Yes, sorry coupons clippers! Aldi has plenty of amazing prices without them.

Aldi Finds Discounts

Bring your own bags

ALDI Eco Friendly Bag

Aldi doesn’t have baggers or free bags, so bring your own bags and be ready to bag stuff yourself. You will feel like a European and will save some money in the process. Aldi charges 5-10 cents per paper or plastic bag.

Savings on meat

Wednesday is the day for raw meat shopping at Aldi because they beat Walmart prices by 20%-50%.

Aldi Meat Discount

Have a quarter with you for shopping

You’ll need a quarter to get a shopping cart, but you will get it back once returned. Not hiring a shopping cart policeman is one other way for Aldi to pass savings onto you.

Aldi Discount Codes

Use cash back apps

When you can’t use coupons at Aldi, cash back apps like Checkout51 or Fetch Rewards are the next best thing.

Aldi Sauces

Aldi app

ALDI Craves Recipes

There are no coupons on the app, but it’s a convenient tool to have and check out weekly deals on the go.

Twice as Nice Guarantee program

With this program you will get a replacement and a refund for something you are not 100% happy with. This deal applies for Aldi brands only.

50% off nearly expired bakery items

This might not be for everyone, but if you are serious about savings, try it. Aldi starts discounting bakery items 5 days before expiration and offers 50% off 2 days before.

Aldi Bakery Discount

Don’t do grocery delivery

Always shop in store yourself, unless you can take advantage of delivery promotion, such as Instacart free trial. Otherwise it costs $5.99 per delivery or $95 per year.

Aldi Same Day Delivery

Affordable seasonal products

ALDI Seasonal Products

Aldi should be your first place for that because scarecrows, wine advent calendars, cheese advent calendars, and German Christmas cookies, vegetables & fruits are ridiculously cheap.

No rewards, no loyalty programs, and no price matching

What you see is what you get – Aldi is keeping it simple.

Aldi Discount

No employee discounts

Everybody is in the same boat, no preferences for anybody.

Clearance section

ALDI Clearance

Check out this section for best deals on last season items.

Don’t buy personal care products at Aldi

Check out Amazon and Target for those because while Aldi is not expensive, best deals for toothbrushes are elsewhere.

Buy discounted gift cards

Check out Raise or Gift Card Granny for discounted gift cards and save right of the top.

Diaper deals

If you are in the market for these, Aldi has Little Journey diapers and wipes for unbeatable prices and quality.

Buy wine at Aldi

Some amazing wines can be had there for $2.99 per bottle. Not all Aldi stores sell alcohol though.

Name brands

While name brands are hard to come by at Aldi, when you find them, they will be cheaper than everywhere else.

Affordable produce

ALDI Vegetables

You can save a lot on produce and even beat Walmart prices, but according to some customers the produce is not always the best.

Gluten-free products

Aldi’s gluten-free brand Live G-Free is cheaper than products at Walmart and even Trader Joe’s.

Affordable salt and olive oil

We all need them every day and they are a steal at Aldi.

Trader Joe’s and Aldi

They are owned by brothers, but other than that there is nothing in common.

Short hours

Aldi is not open late to cut costs, so be done with your shopping by 8 pm.

Aldi Organic Deals

No free things for kids

This is another cost cutting strategy and more money in your pocket.

Weekly ads

ALDI Weekly Ads

Aldi post their weekly deals online or you can grab a newsletter on your way into the store and see what’s on sale that day.

Buy cereal at Aldi

Aldi cereal is $2 per huge box and they taste amazing.

Buy eggs at Aldi

Egg price at Aldi is virtually impossible to beat – $1 per dozen. Stock up on them for all your family’s egg needs.

Buy milk at Aldi

Again, grab milk and you will save more than 30% when compared with anywhere else.

Center isle deals

Center isle is always full of surprising deals, and they are different every week.

Buy live plants at Aldi

The store always has cheap seasonal plants, like orchids, mums, herbs, cut flowers, succulents, and more for $4 each. Beat that!

Organic meat

ALDI Organic Meat

Organic meat selection is great for such a small store and the prices are better than anywhere else, so stock up on that when you can.

Cheesecake

Party people love this huge cheesecake that is divided by flavors and costs just $8.

Best cheese

Cheese of all shapes and sizes is available and cheap at Aldi – blocks, shredded, cut, sticks, and cracker cuts.

Canned goods

Most canned fruits and vegetables are as little as $0.50 or even less, so get them for all those family dinners and treats.

Ethnic foods

ALDI Salsa Ingredients

For just a few dollars you can try various foods from all around the world – cheeses, desserts, sauces, and snacks.

Bakery items

All the delicious treats are $1-$1.50 each – think bread, sandwich rolls, flat breads, and croissants.

Savings on dietary foods

ALDI Drinks

People from all walks of life can get what they need – Fit and Active line, low sodium foods, GMO-free products, and gluten-free lines are available and cheap.

Savings at the register

Right before you check out and while waiting in line you can find some incredibly cheap seasonal offers like cookies or pencils for back-to-school.

Mailing list

You should definitely join their mailing list and get those rare coupons sent to you. You can get $5 off $20 and then you can get a lot for $5 at Aldi!

 

Follow them on social media

ALDI Social Media

This is one more way to stay in the know about new products and upcoming sales.

Guide to SoCal Grocery Stores

Vons Grocery Delivery

There are plenty of grocery stores and chains in and around Los Angeles. If finding one you like the most is not complicated enough, try reading some discounts and weekly sales flyers. They all are a doozy and can make you more confused than happily saving. It seems that all those complicated networks and webs of coupons and discounts are that way on purpose – to make sure we can never ever take advantage of all of them. And of course we can’t because they have too many limitations, requirements, and they also change all the time, which requires new studying every week.

Most of the stores feature their own coupons, accept manufacturer coupons, offer loyalty program deals, manage club cards, enroll you in contests, and have various savings deals, like buy one, get one ½ off. We are here to help you make sense of those various promotions and find the best methods of savings that would work for you.

Grocery Manufacturer Coupons

All the stores are guilty when it comes to complicated and confusing flyers, but Albertsons, Ralphs, and Vons/Pavilions take the cake. They frequently have mix& match deals, but only for select groups of items and if you use store loyalty card. There are also frequent contests for cash prizes and trips, which we have heard of anybody actually winning. There are dollar amounts to be saved when you buy two items of select cosmetic brands and similar deals like that. You can also get free movie tickets when your shopping cart reaches some amount, but you have to use the store card and shop select brands only. Finally, you can often save 30% off wine and spirits, but only when you buy 6 bottles of them. And why would you need six bottles at a time, unless you are hosting a pool party.

Sounds complicated yet? Granted, you probably don’t need to worry about getting every deal at every grocery store, but savings are there for a reason and your reason is to save as much as possible. The best way to go about it is figure out what works best where and proceed with that.

Let’s talk about each grocery store individually and how to get best deals there, shall we?

Albertsons

To take advantage of various confusing offers you have to have their Preferred Savings Card. It’s free to acquire and is tied to your phone number, so you will never forget it. The store does not allow coupon stacking, but will accept manufacturer coupons. Once in a while you will receive some coupons if you have their Preferred Savings Card, so yes, get it.

Vons Albertsons Weekly Ad

Gelsons

This store is striving to be less confusing. They offer sales prices to all customers, no loyalty card needed. They also mail coupons to nearby addresses. Sometimes the coupon offer can be $5 off $25 and it’s not found in the store flyer. You should go to the customer service and ask to be put on a mailing list if you want to enjoy discounts like that.

Ralphs

Same as at Albertsons, you will need the rewards card to be eligible for deals and sales. The store accepts manufacturer coupons, but does not allow stacking. Sometimes the store has a temporary agreement with Shell gas stations and offers customers fuel points for shopping. There are always deals with rewards card and special coupons get sent to customers’ homes based on their shopping patterns.

Ralphs Grocery Coupon

Sprouts

This one is easy – there is no loyalty card and coupons are offered on their social media pages, so you should follow them there. They also accept manufacturer coupons. The best time to shop there is Wednesdays when customers get deals from last week and this week, so double the goodness.

Sprouts Manufacturer Coupons

Target

The retail giant accepts manufacturer coupons and runs its own deals sometimes, such as buy a lot and get something for free. You can find those deals in Sunday paper or store flyer. Target credit card owners get 5% off every order.

Target REDcard Benefit

Trader Joe’s

This is as simple as it gets – no loyalty card, no store coupons, no points, and no sales. The prices are low already and the merchandise gets switched around all the time. They do accept manufacturer coupons. There is no weekly flyer, but customers get Fearless Flyer newsletter in the mail.

Trader Joe's Cheap Fruits

Vons/Pavilions

Customers have to have a store club card to get deals. It’s free and can be accessed with the phone number. The coupons can be stacked as long as the amount is less than $1. Vons/ Pavilions send weekly fliers with coupons for clipping.

Pavilions $10 OFF Grocery Coupon

Whole Foods

The store doesn’t offer weekly fliers, but you will find sales and discounted items at the beginning of the store. There is also a coupon book that comes out six times per year and is called “The Whole Deal!”. You can find it by the registers. The store also offers online coupons that can be printed for use in-store. Whole Foods accepts manufacturers’ coupons, so try to find them before your shopping trip.

Whole Foods Local Store

 

Everything About TJX Rewards from TJ Maxx, Sierra and Home Goods

TJ Maxx Storefront California

What is TJX Rewards credit card?

Get Coupons with TJ Macc Credit Card
The credit card is issued by TJ Maxx stores with Synchrony Bank and can offer some great bonuses for frequent TJ Maxx shoppers. Most other credit cards don’t offer bonus percentage at discount retailers, like TJ Maxx, so this card is great for all bargain shopping at TJ Maxx affiliates and stores.

TJX Rewards Cards

If you are a frequent patron at any of those stores, this card is superb with its 5% cash back based on point system, but it also has lots of shortcomings for shopping everywhere else. If you are considering this credit card, you have to really think about your spending patterns and financial responsibility before you apply for it. Read on to find some useful information that might help you make up your mind:

Where can this card be used?

It’s a MasterCard, so virtually anywhere, but if not used at TJ Maxx stores, it loses its value. The rewards come slowly in those cases, so you won’t get much to redeem. 

Shop TJ Maxx

What kind of rewards does it offer?

There are quite a few good ones:
•    5 points for every $1 spent in-stores or online at TJ Maxx, Marshalls, Home Goods, Sierra, and Homesense, which makes 5%
•    1 point for every $1 spend everywhere else
•    $10 rewards certificate for every 1,000 points
•    A great amount of rewards can be scored with this card if you spend a good amount of your yearly budget at TJ Maxx
•    $0 annual fee

TJ Maxx Shop Online

What are the cons?

•    All other stores and expenditures get only 1 point per $1 spent, so it’s not much use outside of TJ Maxx umbrella stores
•    TJX Rewards card can’t compete with traditional cash back credit cards, such as Citi Double Cash back with its 2% on everything
•    The best way to go is to have both of those cards and use them appropriately

TJ Maxx Home Goods

How good is the sign up incentive?

While it’s great to get 10% off the first time you shop with your new credit card, especially if you are buying something big, this deal won’t make a ton of savings for you. You can get a lot more from some other credit cards – take Capital One Quicksilver Cash Rewards credit card, which offers $150 cash on $500 purchases made in the first 3 months.

TJ Maxx Clearance Sale

Also keep in mind that if you apply for this card online, your 10% will have to be used online, but you might have to spend money on shipping that can greatly reduce the 10% benefit. If you apply in-store, you will have to shop in-store to be able to use the 10% off bonus.

Does the card bring any extra savings while shopping at TJ Maxx?

TJ Maxx TJX Rewards Cards

Yes, all card holders are invited to exclusive shopping events and sales. They can also receive email alerts about new merchandise arriving to all TJ Maxx umbrella stores and get their pick before everybody else.

How bad is their APR?

It’s bad enough to avoid this credit card if you don’t want to pay the card off at the end of every period. There is no introductory APR period either; they hit you right away with 29.24%, which is one of the highest in the industry. Any balance with this kind of APR will kill all your savings. Most other cards offer $0 first year APR and then 16-24% APR, so think very hard if you are really responsible enough to always pay it off or should you consider something else.

TJ Maxx Better